Working interest insurance

I have a fraction of a percent on two non operator working interests. Do I need to add personal liability insurance for these or is that covered under the insurance coverage written on the operation? Trying to figure out if we need our own insurance. Thank you

Ask the operator if you are covered under their coverage. It’s never a bad idea to have an Umbrella Policy when you are in business.

I have a message into them. If I do need insurance, where would I go for that? Is it a special coverage or can it go under my personal umbrella policy? This currently isn’t set up under a business or LLC, so working to create the LLC and move it in there. Thank you